In case you’re managing any kind of insurance claim for damage brought about by water, or considering how to deal with the public adjuster, the following water damage insurance claim tips can help you…
1) INFORM YOUR INSURANCE COMPANY IMMEDIATELY AFTER THE DISASTER OCCURS
“Speedy notification” is key– let your insurer know about water/flood damage as soon as possible after the fact. Do so before fixing anything! Typically, an insurance agency will send out an adjuster to review what happened so they know exactly what’s going on.
2) SECURE THE PROPERTY AND PREVENT ADDITIONAL DAMAGE
Your property insurance policy will have a brief on your obligations after a misfortune expressing that you’re required to anticipate further damage to your property.
Some of the tips and guidance for lessening further water damage inside your home include:
- Evacuating any turbid water
- Drying the occupied territory
- Blocking entryways or windows to forestall the entrance of water
- Expelling property from the water to forestall further harm
While playing out these undertakings, remember that you should discard nothing, nor should you modify the scene until the insurance agency’s agent comes and examines your property. Keep records and receipts.
3) TAKE PHOTOGRAPHS AND INVENTORY AFTER WATER DAMAGE
Ensure there’s proof of the water damage that violated your property. Take loads of photos of all the harm that happened, incorporating multiple viewpoints and angles. When possible, photograph the make and model number of items.
4) FIND TEMPORARY HOUSING TO LIVE IN
Water damage can be devastating. It can prompt contaminants, microbes, mold issues and auxiliary issues. In the event that your home’s wellbeing and security are undermined, at that point you may need to find transitory lodging.
Your insurance agency may help you pay for “everyday costs,” which, typically, includes the need for lodging. Be advised, though, that flood protection arrangements often do exclude extra everyday costs.