Comprehensive Guide: Smoke & Fire Damage Insurance Claims

A fire has the ability to destroy anything and everything it comes in contact with…  But as deadly as the fire gets with flames spreading easily, scaling walls and roofs, don’t forget the aftermath of fire: smoke damage. Smoke is as destructive as it gets, damaging all machinery, electronics, rugs and mattresses, wall-to-wall carpeting and flooring, leaving in its wake just remains of black soot and ash. It does not stop at that; it affects your health, too. 

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Why Hire a Public Adjuster to Help with Fire Damage Claims?

When a fire strikes your property it can be devastating. You are emotionally shattered and left picking up the pieces. Plus, it’s likely that you’ve got to help family cope with such a traumatic event– it’s such a stressful time. When fire damage happens, a public adjuster can be a lifesaver.

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What is a Public Insurance Adjuster?

A public insurance adjuster is a state-licensed insurance professional who intermediates between the insurance company and its policyholders by submitting unambiguous, well-interpreted and straight-forward policies on behalf of the policy holder to get a sizeable claim against losses.

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What is an Appraisal Clause, and When Should You Use It?

When your home or business suffers significant damage you understandably have quite a bit on your mind. You have contacted your insurance company and begun the claims process, but maybe their settlement offer doesn’t quite line up with the one you believe you deserve. Do you have to simply accept their offer, or do you Read more…

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