Tired of Insurance Skipping Over the Real Scope of Work? You’re Not Alone. As a contractor, you know what it takes to put a property back together the right way. Full tear-offs. Code compliance. Matching materials. Making sure the customer gets what they had and that the repairs are done right. But time and time Read more…
Learn MoreWhy Working With a Public Adjuster Saves You Time and Paperwork As a contractor, your time is best spent on the jobsite—not buried in insurance paperwork. But too often, insurance-funded projects come with headaches: confusing scopes, low estimates, delays in approvals, and long back-and-forths with adjusters. That’s where a public adjuster makes all the difference. Read more…
Learn MoreAt the CAI MN Tradeshow and Expo on Friday, February 7th, Gavnat’s COO, Adina Bergstrom, participated in a panel on the State of the HOA Insurance Market, alongside industry experts Eric Skarnes (President – Insurance Warehouse), and Maureen Porter (Founder – Community Association Insurance Consulting). The three panelists led a two-hour panel and active discussion Read more…
Learn MoreNavigating Water Damage During Freeze-Thaw Cycles Understanding Freeze-Thaw Cycles and Their Impact on Water Damage Winter can bring unpredictable weather patterns, especially in regions prone to freeze-thaw cycles. These cycles occur when temperatures fluctuate above and below freezing, causing water to expand and contract. Over time, this natural process can lead to significant structural damage, Read more…
Learn MoreA Home Lost, A Claim Denied When a devastating wildfire swept through Northern California in 2022, one homeowner thought their fire insurance policy would help them rebuild. They had paid premiums for over a decade and expected the claims process to be straightforward. Instead, their fire insurance claims encountered delays, increased scrutiny, and an eventual Read more…
Learn MoreAs of August 1, 2024, a new statute—Minn. Stat. § 65A.3025—will provide Minnesota homeowners with greater clarity regarding HOA loss assessment coverage under condominium and townhouse insurance policies. This legislation, championed by Big I MN alongside the Department of Commerce and the Insurance Federation of Minnesota, standardizes how loss assessment claims are handled across different Read more…
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