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One difference between a public adjuster and an independent adjuster is that a public adjuster works in favor of the policyholder and the independent adjuster works for the insurance company.

Many people start an insurance claim by contacting their insurance agent and giving them all the data required. What people should do is call a public insurance adjuster. An insurance agent works for the insurance company while a public insurance adjuster works for you, the policyholder. Most people don’t know about or consider working with a public insurance adjuster– they’re missing out!

Insurance agencies enlist insurance adjusters to alleviate claims for their sake and is there any good reason why you shouldn’t do likewise? Here are the five main reasons why you should hire a public adjuster. 

In case you’re managing any kind of insurance claim for damage brought about by water, or considering how to deal with the public adjuster, the following water damage insurance claim tips can help you…

Numerous individuals depict their insurance experience as a full time occupation. The claims procedure includes legwork, paperwork, essential math, protection language, and making arrangements.

If water damages your house, will your standard homeowner’s insurance policy cover it? Perhaps. If it’s an abrupt internal water leak, then yes, it should… However, the policy doesn’t cover harm done by neglect or utter disregard… or damage done because of a flood. 

Whether it’s big or small, encountering a house fire is a terrifying and emotionally upsetting experience. First there’s the actual fire and making sure people don’t get hurt or killed.

DO contact both your insurance agency and a respectable contractor at the earliest opportunity after hail storm damage is done. Most contractors and insurance agencies work on a first come, first serve premise, so timeliness is important.

Survey the storm damage. At the moment that you’re certain the horrific trouble is over, you’ll need to evaluate the storm damage for yourself.

When buying a house, there are plenty of costs involved. One of those costs is homeowners insurance. Why is it important?