When water damage strikes, the claims process can feel overwhelming. From filling out extensive paperwork to negotiating with insurance adjusters and ensuring the proper application of coverage interpretations, every step requires careful attention. That’s where Gavnat Public Insurance Adjusters come in.
As a full-service claims management company, we handle everything—from policy review to settlement negotiations—ensuring you receive the full compensation you’re entitled to under your policy.
The Challenges of a Water Damage Insurance Claim
Complex Paperwork & Coverage Interpretations
Insurance claims involve voluminous paperwork, precise documentation, and policy-specific coverage interpretations. Discussing coverages with an adjuster isn’t always straightforward, and applying those interpretations to a contractor’s work can be difficult without expert guidance.
What Carriers & Their Preferred Vendors Miss
Insurance carriers and their preferred service providers (PSPs) often focus only on the visible damage—not on the full policy entitlements you may be owed. Many additional coverages may apply, but they won’t always tell you that.
For example:
- PSPs often remove only visibly wet materials to mitigate damage, then put them back.
- Matching issues are frequently overlooked—replacing only part of a damaged area doesn’t always restore your property to its pre-loss condition.
- Hidden damages (such as mold or structural weakening) may go undetected, leading to long-term issues that aren’t properly addressed.
Without proper representation, homeowners may lose out on thousands of dollars in additional coverage benefits.
Who Advocates for You?
Contractors vs. Public Adjusters
Many homeowners assume their contractor will handle the insurance claim, but contractors are not licensed or insured to manage claims—they are insured to build.
Gavnat Public Insurance Adjusters is different.
We are licensed and insured to handle insurance claims, ensuring that:
- Your full policy benefits are applied correctly
- All hidden damages are accounted for
- You get a fair and complete settlement that restores your home properly
Why Choose Gavnat for Water Damage Claim Assistance?
- Full-Service Claims Management – We handle everything from filing your claim to final settlement.
- Coverage Expertise – We interpret your policy correctly to maximize your payout.
- Advocacy Against Underpayments – We fight for every dollar you’re entitled to.
- Licensed & Insured for Insurance Claims – Unlike contractors, we are fully licensed to manage claims and ensure compliance.
Contact Us
Ready to maximize your claim? Call us at 763.251.8992, email info@gavnat.com , or complete our Contact Form to schedule a free consultation.
Your insurance company has an adjuster—shouldn’t you? Let Gavnat handle your claim and secure the best possible outcome for your water damage loss.
