A public insurance adjuster computes the loss accrued to an individual and helps him or her file an insurance claim in exchange for a percentage of the compensation involved.
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Hail damage is covered by home insurance policies in most states… but a lot depends on who the insurer is and where the house is physically located. Home insurance typically pays for repairs or replacements needed when there’s hail damage to your house.
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A fire has the ability to destroy anything and everything it comes in contact with… But as deadly as the fire gets with flames spreading easily, scaling walls and roofs, don’t forget the aftermath of fire: smoke damage. Smoke is as destructive as it gets, damaging all machinery, electronics, rugs and mattresses, wall-to-wall carpeting and flooring, leaving in its wake just remains of black soot and ash. It does not stop at that; it affects your health, too.
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One difference between a public adjuster and an independent adjuster is that a public adjuster works in favor of the policyholder and the independent adjuster works for the insurance company.
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When a fire strikes your property it can be devastating. You are emotionally shattered and left picking up the pieces. Plus, it’s likely that you’ve got to help family cope with such a traumatic event– it’s such a stressful time. When fire damage happens, a public adjuster can be a lifesaver.
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A public insurance adjuster is a state-licensed insurance professional who intermediates between the insurance company and its policyholders by submitting unambiguous, well-interpreted and straight-forward policies on behalf of the policy holder to get a sizeable claim against losses.
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