Navigating Your Fire Claim
Facing the aftermath of a fire is traumatic and devastating. You need someone in your corner more than ever before.
Fire Claims Digital Resource Bundle
Experiencing fire damage can be overwhelming and stressful. At this crucial time, having the right guidance and tools can make all the difference. This digital resource bundle is designed to support policyholders like you, ensuring that you have clear, actionable information to navigate the process of filing and resolving your fire damage claim efficiently and with confidence.
Sample Letter Library
Navigating the fire claims process often requires clear and professional communication. This sample letter library is designed to help you articulate your concerns, requests, and updates to your insurance company, contractors, or other involved parties. These templates can save you time and ensure your messages are precise and effective.
Download Gavnat’s Sample Letter Library Here
Tips for Documenting Claims
Proper documentation is essential for a smooth and successful fire claims process. Follow these tips to ensure you capture all necessary details effectively.
View Gavnat’s Top 10 Tips for Documenting Fire Claims Here
Guide to Additional Living Expenses
When a fire damages your home, your insurance policy may cover Additional Living Expenses (ALE) to help you maintain your standard of living while your home is repaired. ALE typically includes costs for temporary housing, meals, transportation, and other necessary expenses beyond your usual household budget. Follow this guide to understand what ALE covers and track eligible expenses.
Read Gavnat’s Guide to Additional Living Expenses Here
Home Inventory List
A home inventory list is a crucial tool for documenting items lost or damaged in a fire. This list helps your insurance company assess your claim and ensures you receive proper reimbursement for your belongings.
View a Detailed Home Inventory List from United Policyholders Here
Insurance Appraisal Simplified
Understanding the insurance appraisal process can help you resolve disputes about the value of your fire damage claim.
View the Insurance Appraisal Process Guide Here
A Guide to Reconstruction Process
Rebuilding your home after a fire is a significant step toward recovery. This guide provides a clear roadmap for navigating the reconstruction process with confidence and ease.
Read Gavnat’s Guide to the Reconstruction Process Here
Over $10MM More – Recent Results – Wisconsin
A dairy manufacturing plant in western Wisconsin suffered substantial loss due to a large fire and the ensuing disruption to production and lost business. They attempted to handle the claim themselves but found it too challenging to navigate. The insurance company offered a $16,376,112 settlement. Gavnat stepped in to help, provided an appraisal and negotiated a more equitable resolution in excess of $25MM – over $10 million more!
$275,000 Settlement Increase
A family in Minnetonka, Minnesota experienced a severe fire due to an electrical failure. They brought us in immediately and our team of experts worked with the insurance carrier and managed the claim from day one. The initial settlement offer came in at $305,765. We knew the amount was low and we continued to fight for our client until we reached a fair settlement of $580,384.
Nearly $800k Increase
After a tragic residential fire loss in Blaine, Minnesota, the homeowner received an initial settlement of just $127,000. The policyholder brought in our team of licensed experts to evaluate and document both the physical structure and damage to personal contents. Gavnat increased and settled the overall loss at $916,000. Read more about our recent successes.
Gavnat is headquartered in Minneapolis and our team specializes in commercial property and homeowner association claims for policyholders. Whether you already submitted a claim, were previously denied, or have yet to file, we can help you get a fair settlement outcome. We have decades of combined experience in the insurance adjustment industry and know the claims process inside and out. We are here to advocate for you.
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