Gavnat and Associates’ Recent Results
Gavnat and Associates has a history of working diligently to get home and business owners the compensation they are entitled to from property damage claims. Check out some of the recent work from some of the best insurance claims adjusters that Minneapolis has to offer.
We have a vested interest in the success of your claim!
Check out some of our recent results below, and see how these successes got our clients the settlements they deserve!
$8.2M Recovered Without Appraisal!
In a Minneapolis Suburb, a hailstorm impacted 41 multifamily buildings. When the insurance claim was filed, the carrier brought in an engineer who concluded there was no storm-related damage—ultimately leading to a denial of the claim. After reviewing the engineering report and conducting our own thorough investigation, Gavnat challenged the denial. We provided evidence that contradicted the engineer’s findings, and the carrier ultimately agreed, issuing a $2.4 million scope for full roof replacement. During our inspection, we also identified significant damage to the windows—damage that had not been accounted for in the carrier’s initial assessment. Through persistent communication, accurate documentation, and strategic negotiation, we worked with the carrier to secure an additional $5.8 million for window replacement. All of this was accomplished without the need for appraisal, saving the association time and additional legal expense!
From 66K to 1.17M – Appraisal Success for Condominium Complex!
When Gavnat received this claim for a Condominium Complex in Minnesota, the carrier and Gavnat had the adjustment and the carrier paid for miscellaneous metal damage. However, the carrier did not believe damage was present to anything else. Gavnat’s licensed Public Adjusters found damage to windows, the shingles, and more metals that were not included in the carrier’s estimate. Gavnat provided our supplements to the carrier, but they denied them. The Public Adjuster then recommended that the client pursue appraisal. The appraisal process took some time to get scheduled, but once it did, the appraisal hearing took place and received a great outcome – bringing the clients total Replacement cost settlement from $66.8K to $1.17M!
Preserving Historic Architecture – from 21K to 14.9M – St. Paul, MN
Gavnat was engaged to support a historic condo building after a hail storm in August 2023. Built in 1887, this condo building required multiple specialists to evaluate its unique architecture and metals – specifically copper. After an initial insurance estimate of 21K for damages, Gavnat was brought in for our expertise, along with external experts to negotiate this claim up to its policy limits of 14.9M. Through collaboration and expertise, this claim was successfully resolved without appraisal or legal intervention to maximize the endorsements of the policy and keep this historic building’s charm!
From $28K to $2.63M – Recent Results – Minnesota
A contractor brought Gavnat in to help a townhome association in Southern Minnesota whose carrier only approved 28k in siding damage throughout the entire association. Gavnat performed a full scope of the property, documenting damages to the roofing and siding before the adjustment. Gavnat met with the carrier’s adjuster; he agreed that the roofs were damaged but wanted to hire an expert for the siding. Gavnat collaborated with their expert onsite, and agreed with our itel reports. Therefore, 19 of the 20 buildings were approved for full siding replacement. The settlement went from 28k and minor siding repairs on 19 of the 20 buildings to Full Roof replacement on all 20 buildings as well as full siding replacement on 19 of the 20 buildings for $2.63M. The building that did not receive full siding received 2 elevations that were damaged.
$2.3M Negotiated for Homeowners Association in Minnesota!
When the board at a Roseville, MN Homeowners Association faced the challenge of being dropped by their insurance carrier and dealing with an aging roofing system, they turned to Gavnat Public Insurance Adjusters for help.
During our initial inspection, our adjuster identified significant damage to the roofing system and additional property concerns. Leveraging his expertise and persistence, they negotiated a settlement for full roof replacement along with additional damages — securing $2,264,000 for the association.
Even more impressive, the entire process — from signing the claim to receiving the initial ACV payment — took just 2 months and 18 days, delivering the community a swift and meaningful recovery.
We’re continuing to advocate on their behalf and are currently supplementing for window replacement, which is expected to add another $200,000 to the claim.
At Gavnat, this result reflects what we do best: combining technical expertise, relentless advocacy, and a commitment to protecting policyholders when they need it most.