Gavnat and Associates’ Recent Results
Gavnat and Associates has a history of working diligently to get home and business owners the compensation they are entitled to from property damage claims. Check out some of the recent work from some of the best insurance claims adjusters that Minneapolis has to offer.
We have a vested interest in the success of your claim!
Check out some of our recent results below, and see how these successes got our clients the settlements they deserve!
Commercial Property Claim – $0 to $1.2M Without Appraisal
What started as a complete carrier engineer denial was successfully settled! After being brought in by the contractor, Gavnat team members Tim Fisher, Jack Edgell, and Nathan Pierce successfully negotiated from $0 to $1.2M for a commercial flat roof – WITHOUT appraisal! Another settled commercial property claim thanks to the industry expertise of team Gavnat.
$2.3M Negotiated for Homeowners Association in Minnesota!
When the board at a Roseville, MN Homeowners Association faced the challenge of being dropped by their insurance carrier and dealing with an aging roofing system, they turned to Gavnat Public Insurance Adjusters for help.
During our initial inspection, our adjuster identified significant damage to the roofing system and additional property concerns. Leveraging his expertise and persistence, they negotiated a settlement for full roof replacement along with additional damages — securing $2,264,000 for the association.
Even more impressive, the entire process — from signing the claim to receiving the initial ACV payment — took just 2 months and 18 days, delivering the community a swift and meaningful recovery.
We’re continuing to advocate on their behalf and are currently supplementing for window replacement, which is expected to add another $200,000 to the claim.
At Gavnat, this result reflects what we do best: combining technical expertise, relentless advocacy, and a commitment to protecting policyholders when they need it most.
$8.2M Recovered Without Appraisal!
In a Minneapolis Suburb, a hailstorm impacted 41 multifamily buildings. When the insurance claim was filed, the carrier brought in an engineer who concluded there was no storm-related damage—ultimately leading to a denial of the claim. After reviewing the engineering report and conducting our own thorough investigation, Gavnat challenged the denial. We provided evidence that contradicted the engineer’s findings, and the carrier ultimately agreed, issuing a $2.4 million scope for full roof replacement. During our inspection, we also identified significant damage to the windows—damage that had not been accounted for in the carrier’s initial assessment. Through persistent communication, accurate documentation, and strategic negotiation, we worked with the carrier to secure an additional $5.8 million for window replacement. All of this was accomplished without the need for appraisal, saving the association time and additional legal expense!
From 66K to 1.17M – Appraisal Success for Condominium Complex!
When Gavnat received this claim for a Condominium Complex in Minnesota, the carrier and Gavnat had the adjustment and the carrier paid for miscellaneous metal damage. However, the carrier did not believe damage was present to anything else. Gavnat’s licensed Public Adjusters found damage to windows, the shingles, and more metals that were not included in the carrier’s estimate. Gavnat provided our supplements to the carrier, but they denied them. The Public Adjuster then recommended that the client pursue appraisal. The appraisal process took some time to get scheduled, but once it did, the appraisal hearing took place and received a great outcome – bringing the clients total Replacement cost settlement from $66.8K to $1.17M!
$4.1M Hail Claim
Gavnat was brought in to support an initially minimal, piecemeal offer on a metro hail claim. After pushing back with solid documentations, manufacturer verification, and a full repairability analysis, Gavnat secured approval for full replacement roofing, gutter, window wraps, and full-frame windows. The final settlement landed at $4.1 million – a complete turnaround from where the insurer started and a full restoration to pre-loss condition for the insured. This association serves as a reminder of what happens when the claim gets handled correctly with a public adjuster and the carrier is forced to follow the policy they sold.