6 Questions To Ask Before Hiring A Public Insurance Adjuster

6 Questions To Ask Before Hiring A Public Insurance Adjuster

Dealing with an insurance claim is like taking on a hectic job– the kind that can occupy an entire day… and then some. The case procedure includes legwork, paperwork, fundamental math, protection language, and transactions. Documenting everything that was harmed or demolished takes a lot of time. Meeting with agents, controllers and contractors as well as investigating reports and approximations is tedious work. In addition, “finally” reaching a reasonable claim settlement can be stressful.

Gavnat is here to help you deal with your claim. You are not alone. 

In the event that you are having issues with your insurer, or if your own predicament is making it difficult for you to manage every one of the subtleties involved, you can enlist the help of a claim professional– a public insurance adjuster works on YOUR behalf. Let them assume control over taking care of your insurance claim and arranging a settlement for your sake. A Public Adjuster works on behalf of the policy holder and not for the insurance company!

6 questions to ask before hiring a public adjuster:

  1. Are you a licensed Public Adjuster? Request to see their individual Public Adjuster’s permit. Some Public Adjusters work under the license of another individual or firm, instead of getting qualified and credentialed separately. In a perfect world the public adjuster you contract ought to be experienced, nearby or associated with a legitimate local organization, and have a spotless record with the specialists. 

  2. Will you be the actual person handling my case? Or is the individual essentially an agent who will hand off your case to another person?

  3. How many different cases have you recently taken on? If a public adjuster takes on a bigger number of cases than s/he can deal with, you won’t get the specific consideration and care you need. 

  4. What’s your experience like in regards to claims adjusting? How are your evaluating abilities? How long have you been doing this job? 

  5. Can you give me three references of nearby local customers who were happy with your work? Ask the Public Adjuster to give you a rundown of references for claims the individual has taken care of in the previous 3 years. 

  6. How much will this cost me? Most Public Adjusters chip away at contingency charges that range from 5% to 15% of the claim money the insurer pays on your claim. The expense you consent to pay a Public Adjuster should relate to the size and type of your misfortune/the status of your claim.