Navigating Water Damage During Freeze-Thaw Cycles Understanding Freeze-Thaw Cycles and Their Impact on Water Damage Winter can bring unpredictable weather patterns, especially in regions prone to freeze-thaw cycles. These cycles occur when temperatures fluctuate above and below freezing, causing water to expand and contract. Over time, this natural process can lead to significant structural damage, Read more…
Learn MoreA Home Lost, A Claim Denied When a devastating wildfire swept through Northern California in 2022, one homeowner thought their fire insurance policy would help them rebuild. They had paid premiums for over a decade and expected the claims process to be straightforward. Instead, their fire insurance claims encountered delays, increased scrutiny, and an eventual Read more…
Learn MoreAs of August 1, 2024, a new statute—Minn. Stat. § 65A.3025—will provide Minnesota homeowners with greater clarity regarding HOA loss assessment coverage under condominium and townhouse insurance policies. This legislation, championed by Big I MN alongside the Department of Commerce and the Insurance Federation of Minnesota, standardizes how loss assessment claims are handled across different Read more…
Learn MoreAn insurance claim for storm damage can wear you out– having to deal with the insurance company, insurance adjusters and roofing contractors. To ensure you can handle the travails of navigating between these entities and handle the insurance claim process right from start to finish, there are a few steps to ensure you do not fall victim to the claim game.
Learn MoreDon’t get left out in the cold after suffering a property loss; read the fine-print of your policy and know your rights! The last thing anybody wants to worry about in the wake of a property loss, is the possibility of having your insurance company deny your claims covering additional living expenses. Unfortunately, we have Read more…
Learn MoreHave you noticed a lot of buildings going up quickly? Oftentimes, laws and rules aren’t being followed, and, in some cases, buildings are being built with substandard materials. It’s not unusual for unsafe buildings to collapse– they were built quickly and they’ll fall apart quickly.
Learn MoreHiring a Public Insurance Adjuster is helpful when dealing with roof damages and insurance. Hiring an adjuster helps you get the best result, financially, for roof repairs and/or replacement. Plus, it’s comforting to know you’ve got an ally to work with to get the process handled in a timely and positive manner. Don’t stress out doing everything on your own!
Learn MoreOne difference between a public adjuster and an independent adjuster is that a public adjuster works in favor of the policyholder and the independent adjuster works for the insurance company.
Learn MoreMany people start an insurance claim by contacting their insurance agent and giving them all the data required. What people should do is call a public insurance adjuster. An insurance agent works for the insurance company while a public insurance adjuster works for you, the policyholder. Most people don’t know about or consider working with a public insurance adjuster– they’re missing out!
Learn MoreA few people go their whole lives without facing the need to make an insurance claim. At the point when catastrophe strikes, though, you might need to file a claim and be involved in the follow through processes. It’s smart to hire the services of a public insurance adjuster if and when you’re filing an insurance claim.
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