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Texas Wind and Hail Storms: What Communities Need to Know About Insurance Claims (Including TWIA)  Texas communities are no strangers to severe weather. From spring hailstorms across North Texas to hurricane‑driven wind events along the Gulf Coast, wind and hail losses are among the most common—and most misunderstood—insurance claims in the state. In 2024, for Read more…

Weather in the Midwest is famously unpredictable. Just when fields are greening up for spring planting or customers are relaxing on a patio, severe thunderstorms can sweep across the state, bringing torrential rain, wind, and often, hail. While hailstorms are short-lived, the damage they leave behind can be costly for homeowners and businesses alike.  The Cost of Hail Read more…

When a loss hits your property—whether it’s hail, fire, water, or a catastrophic failure—property managers are suddenly thrust into the center of a complex, high-stakes insurance process. Your board wants answers. Your residents want reassurance. Your ownership group wants financial protection. And meanwhile, you’re stuck navigating policy language, carrier requests, and reconstruction decisions while keeping Read more…

Gavnat Public Insurance Adjusters Announces Addition of VPA Public Claims Adjusting VPA joins the Gavnat family as “VPA Public Claims Adjusting – A Gavnat Company,” bringing a bold, experience-driven approach to claims handling. Minneapolis, MN – November 21, 2025 – Gavnat Public Insurance Adjusters, a national leader in policyholder advocacy, is proud to announce the Read more…

How to Interpret Business Interruption Coverage – And What Most Owners Miss When disaster strikes—whether it’s fire, storm, or water damage—your property policy may help rebuild walls and replace equipment. But what about the income your business loses while you’re shut down? That’s where Business Interruption coverage comes in. Unfortunately, many business owners assume this Read more…

As public insurance adjusters who work directly with HOAs and multi-family communities, one of the most common questions we’re asked is: “What’s the difference between Bare Walls and All-In Insurance coverage—and what does it really mean for our association?” It’s a great question—and one that can make or break your community’s recovery after a major Read more…

How Contractors Build Trust with Property Managers by Teaming with a Public Adjuster For Contractors: Building Long-Term Relationships Starts With the Right Team If you’re a contractor who works regularly with multi-family properties, you already know that trust is everything—especially when working with property managers. Property managers need more than fast repairs; they need reliable Read more…

Master Insurance Policy Claims for Multi-Family Communities | Gavnat Public Adjusters At Gavnat Public Insurance Adjusters, we regularly work with multi-family communities—condos, townhomes, and homeowner associations—who find themselves navigating complex insurance claims after unexpected property damage. One of the most common challenges these communities face is understanding how their master insurance policy works, especially when Read more…

Tired of Insurance Skipping Over the Real Scope of Work? You’re Not Alone. As a contractor, you know what it takes to put a property back together the right way. Full tear-offs. Code compliance. Matching materials. Making sure the customer gets what they had and that the repairs are done right. But time and time Read more…

Why Working With a Public Adjuster Saves You Time and Paperwork As a contractor, your time is best spent on the jobsite—not buried in insurance paperwork. But too often, insurance-funded projects come with headaches: confusing scopes, low estimates, delays in approvals, and long back-and-forths with adjusters. That’s where a public adjuster makes all the difference. Read more…