Tired of Insurance Skipping Over the Real Scope of Work? You’re Not Alone. As a contractor, you know what it takes to put a property back together the right way. Full tear-offs. Code compliance. Matching materials. Making sure the customer gets what they had and that the repairs are done right. But time and time Read more…
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Why Insurance Adjusters Avoid Talking About Code, Ordinance, and Matching—And How It’s Costing You Work
Why Working With a Public Adjuster Saves You Time
Why Working With a Public Adjuster Saves You Time and Paperwork As a contractor, your time is best spent on the jobsite—not buried in insurance paperwork. But too often, insurance-funded projects come with headaches: confusing scopes, low estimates, delays in approvals, and long back-and-forths with adjusters. That’s where a public adjuster makes all the difference. Read more…
State of HOA Insurance Market Panel Recap
At the CAI MN Tradeshow and Expo on Friday, February 7th, Gavnat’s COO, Adina Bergstrom, participated in a panel on the State of the HOA Insurance Market, alongside industry experts Eric Skarnes (President – Insurance Warehouse), and Maureen Porter (Founder – Community Association Insurance Consulting). The three panelists led a two-hour panel and active discussion Read more…
Navigating Water Damage During Freeze-Thaw Cycles
Navigating Water Damage During Freeze-Thaw Cycles Understanding Freeze-Thaw Cycles and Their Impact on Water Damage Winter can bring unpredictable weather patterns, especially in regions prone to freeze-thaw cycles. These cycles occur when temperatures fluctuate above and below freezing, causing water to expand and contract. Over time, this natural process can lead to significant structural damage, Read more…
The Fire Insurance Claims Crisis: What Homeowners Need to Know
A Home Lost, A Claim Denied When a devastating wildfire swept through Northern California in 2022, one homeowner thought their fire insurance policy would help them rebuild. They had paid premiums for over a decade and expected the claims process to be straightforward. Instead, their fire insurance claims encountered delays, increased scrutiny, and an eventual Read more…
Minnesota’s New HOA Loss Assessment Law: What You Need to Know
As of August 1, 2024, a new statute—Minn. Stat. § 65A.3025—will provide Minnesota homeowners with greater clarity regarding HOA loss assessment coverage under condominium and townhouse insurance policies. This legislation, championed by Big I MN alongside the Department of Commerce and the Insurance Federation of Minnesota, standardizes how loss assessment claims are handled across different Read more…
Handy Guide For Storm Damage Insurance Claims
An insurance claim for storm damage can wear you out– having to deal with the insurance company, insurance adjusters and roofing contractors. To ensure you can handle the travails of navigating between these entities and handle the insurance claim process right from start to finish, there are a few steps to ensure you do not fall victim to the claim game.
Fire Damage Insurance Claims: Things To Do With Fire Loss
Homeowners insurance covers damage from fires—including fiery blazes like the ones ransacking California in recent years—so it’s essential to realize how to file a claim in the event that it happens to you.
Important Things To Know About Fire Damage Insurance Claims
Fire damage can have a massive detrimental effect. At the point when such an incident happens, fire protection can be your only savior. Having a sufficient fire insurance policy can shield you and your business from money-related difficulties due to fire damage.
Recovering Additional Living Expenses from Your Insurance Company
Don’t get left out in the cold after suffering a property loss; read the fine-print of your policy and know your rights! The last thing anybody wants to worry about in the wake of a property loss, is the possibility of having your insurance company deny your claims covering additional living expenses. Unfortunately, we have Read more…